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Got Figured?
Get fast funding

Turn your farming plans into reality with quick
access to pre-qualified finance.

You've got finance

Pre-qualified up to $100,000

Don't use Figured? No worries.

Your accountant probably does on your behalf. Enquire now to see if your farm is already on Figured.

Find out more

Figured farmers know their numbers.
That’s why we’re keen to fund your farming ambitions

Getting access to working capital shouldn’t require a matching outfit and a trip to the bank. Figured Lending is on the job. Because we know you’re on top of your numbers. We’ve teamed up with Heartland Bank to give Figured farmers faster access to pre-qualified funding up to $100,000. It’s money in the bank – just like that.

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Fast

Your loan could be approved within 24 hours

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Easy

No asset security required upfront to access up to $100,000 Figured funding

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Flexible

Only pay interest on funds used

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Competitive

Revolving credit facility with competitive floating interest rates as low as 9.5% p.a.

*Heartland Bank’s lending criteria applies and approval time depends on when supporting documents are provided. A GSA and personal guarantee are required. Lending for any vehicle over the value of $5,000 is subject to a SSA.

Finance products

Dairy Flexi Credit

Seasonal working capital facility for contract milkers and sharemilkers

Cover operational expenses, plant & equipment purchases, and unexpected expenses - and pay interest only on funds used.

Revolving credit from $10,000 - $100,000 to cover cashflow and unexpected expenses

Flexible term up to 12 months

Fast application and decision

Funding possible within 5 working days from the date of signing

No asset security required (GSA and personal guarantee required)

Available to Figured software customers - Dairy Sharemilkers and Contract Milkers (NZ only)

More Figured Lending products to come. Be the first to know.
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Apply now

You must have an active Figured account and completed a 12-month forecast for the new season. 

To apply for a Figured loan up to $100,000, simply:

1

Add your 12 month cashflow forecast within Figured

2

Complete the application form (5 min, promise)

3

Your loan could be pre-approved within 24 hours *
* Heartland Bank’s lending criteria applies

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“
The process was very smooth – once Figured reviewed our forecast and saw that we had the required sum of money in our account, they transferred the full loan amount.

Ryan Braddock
Contract Milker, Longstream Farms

”
Read the full story

Enquire Now

Complete the form so we can check your access to Figured and get your funding application underway.

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Why Figured?

We know that farmers are an ambitious bunch, keen to develop their farm, improve the way they work, and try new things. But it takes money, which is harder to get these days.

That’s why we’ve teamed up with Heartland Bank and launched Figured Lending – to give farmers and their advisers smarter options for accessing new capital.

We think it makes complete sense. Because, as a Figured customer, we know that you’re on top of your numbers – and that gives us the confidence to finance your farming ambitions.

“Figured’s move into lending services for farmers is a logical step towards our vision for Figured as the financial hub to help farmers realise their financial - and farming - ambitions. We expect to add new lending products and services to give farmers more choices to access and manage capital.”

- Dave Dodds, Figured CEO

Don’t wait to get funding for your farm business.

Need help to get started? Start an online chat in the green chat bubble or email the team at

lending@figured.com